Car accidents shouldn’t be a part of our daily lives but unfortunately, vehicle collisions can and do still happen. While Philadelphia may be the City of Brotherly Love, this doesn’t always translate to friendly driving habits.
In 2021, 10,417 car accidents in Philadelphia County were reported to the authorities and insurance companies. In a city with the 6th largest population in America, this number may not seem extreme. However, this also means you’re at a greater risk of being involved in a traffic accident.
Common Types of Car Accidents in Philly
Philadelphia is home to some of the nation’s most iconic historical sites, like the famously cracked Liberty Bell and Independence Hall. The city is also the site of a high number of vehicle collisions, and this includes all of Philadelphia County.
The National Highway Traffic Safety Administration (NHTSA) tracks the number of annual traffic accidents in Philly and across the nation. Did you know that 15% of drivers involved in fatal car wrecks either swerved out of their lane or failed to yield to oncoming traffic?
Some other sobering statistics include 37,825 crashes into fixed objects, with head-on collisions resulting in 122 fatalities and accounting for around 4,715 crashes. So, what are the most common types of vehicle collisions on Philadelphia streets?
Head-On Collisions
Head-on collisions are fairly uncommon, however, don’t start thinking it’s safe to speed around Philly streets changing lanes at random. This type of vehicle collision typically results in severe property damage and injuries, and unfortunately, fatalities are common in this type of car accident.
A head-on collision occurs when a vehicle strikes an object with the front of their car, and the object can be anything from a guardrail, concrete pillar, or even someone’s fence. A head-on accident can also involve two vehicles, with both hitting the front of each other’s vehicle. An example of the amount of force displayed in a head-on collision involving two vehicles at 45 mph is the same as if they’re traveling at 90 mph.
Automakers are taking steps to provide more protection to drivers and passengers in the event of a head-on collision, including strengthening vehicle front crumple zones and installing driver and passenger side airbags.
Rear-End Collisions
Rear-end collisions are relatively common in Philadelphia. The city welcomes a large number of visitors throughout the year, and tourists have a habit of stopping suddenly to check out a historical attraction. You can catch a glimpse of the Liberty Bell and Independence Hall from the roundabout, and it’s not uncommon for drivers to stop suddenly for a better look.
The roundabout isn’t the only place where rear-end collisions occur, as traffic lights, stop signs, and parking lots also see their share of this type of car accident. Rear-end collisions are often known as fender benders, and vehicle damage is typically minor. Severe injuries are also uncommon, especially if everyone is wearing their seatbelts.
However, sometimes a vehicle traveling at a high rate of speed rear-ends the car in front, which can result in more extensive damage than a dented bumper. Injuries can range from whiplash to more severe back, neck, and head trauma.
Roll-Over Accidents
A roll-over accident is just what the name implies, and it occurs when a vehicle rolls over onto its side or top. Injuries are almost always serious, and property damage is extensive. Most vehicles are considered totaled after being involved in a rollover accident. Unfortunately, fatalities also occur due to the severity of the accident.
Thankfully, compared to other types of car wrecks, rollovers are fairly uncommon. Your car isn’t designed to roll over easily. Gravity has a lot to do with this, along with design factors.
Even accident scene investigators can experience some difficulty recreating a rollover, however, don’t mistakenly believe this type of accident can never happen to you. Hitting an object on the road can cause you to lose control of the vehicle. If the car leaves the road, it can flip over.
To avoid being thrown from the vehicle, always wear your seatbelt, it can save your life. Wearing your seatbelt is also the law in Pennsylvania, so doing so can save you time and money down the line.
Rideshare Accidents, Who’s At Fault
Rideshare platforms like Lyft and Uber are popular in Philadelphia. You can easily get around the city without pulling your car out of the driveway. While taking advantage of rideshare services has plenty of advantages. For example, you don’t have to worry about finding a parking spot or driving after having a little too much to drink.
Even with the advantages, there’s still the risk of being involved in an accident so who’s the at-fault driver? In other words, if you sustain injuries, who pays for your damages? The same personal injury laws apply to a case involving a rideshare driver. The driver responsible for the accident is the one who covers your damages.
If the rideshare driver is the at-fault party, your case is against their insurance company—thankfully, every driver on a rideshare platform must carry at least the state’s minimum insurance coverage. This will make it easier for you to seek compensation if you sustain injuries.
Tips on Filing a Personal Injury Claim in Philadelphia County
Before you run to the courthouse to file a personal injury claim, take a deep breath, and follow a few simple steps:
- Get medical attention for any injuries: Even if your injuries are minor, it’s still a good idea to see a physician. Save all medical documentation, you’ll need it to support your injury claim.
- File an accident report with the authorities: Even if it’s only a minor fender bender and the police aren’t called to the scene, you still want to file an accident report. Even a minor bump to your fender can cause property damage. Without an accident report, your insurance may not easily cover your claim.
Contact an accident attorney to discuss your case and any compensation you may be entitled to receive.
Talk to a Philadelphia Accident Attorney About Your Car Wreck
Regardless of the accident’s severity, it’s advisable to seek legal representation to fully understand your rights. Even in minor accidents, you may be entitled to financial compensation.
An experienced attorney can evaluate your case, advise on the best course of action, and help ensure that you receive any compensation you’re entitled to, safeguarding your interests throughout the process.
